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A wage garnishment is any lawful or equitable process through which some portion of a person's wages is required to be withheld by an employer for the payment of a debt. Most garnishments are made by court order. Other types of legal or equitable procedures include IRS or state tax collection agency levies for unpaid taxes and federal agency administrative garnishments for non-tax debts owed the federal government.
Garnishment law’s general principle states that wage garnishment do not include voluntary wage assignments - that is, circumstances in which employees voluntarily agree that their employers may turn over some specified amount of their earnings to a creditor or creditors. An appointment of garnishment before judgment may be obtained only upon order of a judge of the district court pursuant to the process to obtain an order of attachment. Title III of the Consumer Credit Protection Act Garnishment law proclamation restricts the quantity of an employee's earnings that may be garnished and protects an employee from being fired if pay is garnished for only one debt.
Most bankruptcy attorney on Garnishment Law offers a free consultation to enable the lawyer to learn about your case and suggest possible solutions. When choosing a bankruptcy attorney on Garnishment Law, you should find an attorney who makes you feel comfortable and confident about the representation.
It is always easier to feel confident and secured after consulting with experienced bankruptcy attorney on Garnishment Law. If you are not sure of your legal rights, it makes sense to retain a bankruptcy attorney on Garnishment Law to evaluate your case and advise you on alternative courses of action. With good legal advice, you are better prepared to comply with and navigate through the complex maze of the garnishment law.
Thus, whether you find the cash to pay your debt before it comes to garnishment or not, it is best to contact bankruptcy attorney on Garnishment Law early in the process.
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